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10 Best Online Payment Gateways in Pakistan

In today’s era, there are a number of online payment gateways in Pakistan that are revolutionizing the digitalization of the country. SMEs in Pakistan are facing the biggest challenge regarding selling their products online and are in search of the best payment gateway in Pakistan.

Online payment providers in Pakistan are no doubt are the secure and easy way to get online payments and are used by sellers to accept debit/credit card payments from their customers.

There are a number of online payment providers in Pakistan and people who want to know the best payment gateways available in Pakistan for funds transfer, bill payment, personal finance, booking for Rail, Bus, movie & event tickets, finance loan, donation payments, Utility bill payments includes LESCO, MEPCO, FESCO, IESCO, K-Electric and PTCL bill online payments.

All the below-mentioned online payment gateways are designed to facilitate the customers as instant money transfer podiums from the comfort of your home and offices. 

So let’s talk about the best online payment providers in Pakistan:

Best Banks in Pakistan for Online Payments

If you want to transfer, receive, transact, buy and sell the very first payment provider that comes to mind is a bank. So let’s begin with the banks in Pakistan that are offering online payment gateways.

1.Habib Bank Limited

Habib Bank Pakistan (HBL) is one of the leading commercial banks of Pakistan which is offering simple and easy transactional ways to its customers through websites and mobile apps.

You can easily make your online payment through HBL mobile and HBL Konnect easily anytime and anywhere.  

2. United Bank Limited

United Bank Limited (UBL) is said to be one of the leading banking networks in Pakistan serving millions of customers across the nation. UBL is providing a safe, convenient, and easy to go online payment method for its customers whether they want to buy, sell, send, receive and make hassle-free transactions anytime and anywhere.

3. Muslim Commercial Bank Limited

Muslim Commercial Bank Limited (MCB) is the leading bank of Pakistan with an approximately 7 million customer base.  MCB has a simple to use internet banking where customers can buy/sell through different mediums.

4. Bank Alflah

Bank Alflah has made a payment more comfortable now you can easily pay for anything using internet banking, therefore, the band launched a mobile app and customers can easily use it to make payments on the go.

5. Allied Bank

Allied Bank is also providing the most convenient and hassle-free internet banking services to its customers. The customers can now install the myABL mobile banking app and can enjoy numerous benefits including funds transfer, bill payment, personal finance management, online profile management and etc.

6.Summit Bank

Summit Bank is one of the commercial banks of Pakistan providing a secure internet banking facility to customers nationwide. You can use the Summit Bank internet banking to assist yourself with a bunch of facilities from bill payments to donation payments.

Fintech Companies for online payments in Pakistan

Besides banks, there are a number of Fintech companies in Pakistan that are serving as the best online payment providers with a bunch of bounces and perks for their customers. These Fintech companies in Pakistan have made the transactions more secure and easy for the people and they can pay their bills, shop, pay donations, and much more right from their homes.


In the absence of PayPal in Pakistan, Payoneer is the ideal online payment gateway in Pakistan for SMS who are working with global companies like Google, Amazon, Airbnb, Upwork, Fiverr, People Per Hour and etc.

Payoneer is a well-renowned payment provider, founded in 2005, which makes online money transfer easier and secure for freelancers and SMEs.

2. JazzCash

JazzCash is a renowned online mobile wallet in Pakistan serving its users to receive and transfer money easily anytime and anywhere in Pakistan. JazzCash does not include in the fintech company but is actually a mobile account that is connected with your mobile number.

Now you can get rid of payment tensions of utility bills including electricity, gas, telephone, water and Jazz prepaid and postpaid loads. In Pakistan, you can also pay your shopping bills through JazzCash. 

3. EasyPaisa

EasyPaisa is a renowned mobile wallet owned by Telenor Pakistan. Launched in 2009 Easypaisa had gained much popularity in Pakistan and become the secure and convenient online payment method either you want to pay your bills or transfer money.

The interesting thing about easy paisa is that not only Telenor users but also Jazz, Warid, Zong, and Ufone users can use this mobile wallet to send/receive money and transact money for billing and management purposes.

EasyPaisa has also developed enormously as a fin-tech company and has served Uber, Ruba Digital, Seed Out, Bykea, Daraz, Hum Mart and etc for payment solutions.

4. FonePay

FonePay is a completely cashless solution. It is jointly launched by MasterCard and Inov8 Limited. It’s has become a renowned fintech company that provides secure digital payments and you can also connect it with your bank accounts and mobile wallets to enjoy facilities in one place.  With FonePay you can easily pay your bills also for Google Play, Hulu, Netflix, Amazon, iTunes and etc.

5. Keenu Wallet

Keenu Wallet is a digital wallet and one of the best online payment gateways in Pakistan which are offering secure, fast and easiest online payments nationwide.

Keenu Wallet is an ideal platform between retail stores and online payment options. You can use Keenu Wallet through the app and make instant transactions and can make booking a bus, insurance, bill payment, shopping bills and etc. Moreover, through the payments of Keenu Wallet, you can get instant rewards.

6. Upaisa

Ufone Upaisa is an outstanding online payment gateway. Upaisa application allows you to make online payments directly from the app. The more interesting thing about Upaisa is that it has made your government payment too easy and secure. With Upaisa you can make government payments easily like Token Tax and Traffic Challan.

For more details about Upaisa government payments click here.

7. NayaPay Pakistan

 NayaPay Pakistan is an electronic money gateway (EMI) approved by the State Bank of Pakistan (SBP). With NayaPay Pakistan you can send money to friends and family and that too without any service charges. NayaPay also provides a free Visa debit card to its customers that they can use for doing online shopping, in-store shopping, and also for international payments.

8. SadaPay Pakistan

SadaPay is also an online payment gateway in Pakistan, regulated by the State Bank of Pakistan. SadaPay is actually a digital wallet for making online payments locally and internationally. You can also make online transactions, pay online shopping bills, paying dues for Facebook, Ali Express, Amazon, and Netflix.  


These are the best online payment providers in Pakistan. Although an exact selection completely depends on the nature of your business and your requirements, we have just selected a few options for you to think about before selecting your online payment gateway in Pakistan.



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